What information is included in the declarations section of an insurance policy?

The declarations section of an insurance policy serves as a summary of the key details pertaining to the policyholder's coverage. It typically includes information such as the types of coverage provided, the effective dates of the policy, the limits of coverage, and the location where the coverage applies. This section essentially outlines the fundamental aspects of the insurance agreement and establishes the scope of protection the insured can expect.

While the other options contain relevant information pertaining to various sections of a policy, they do not belong in the declarations section. For instance, the terms regarding the duty to defend and exclusions are found in the body of the policy rather than in the declarations. Similarly, a mere listing of the policy number and insurance company name does not encompass the breadth of information usually contained in the declarations, and an agreement to waive subrogation rights relates to a specific condition rather than an overview of coverage. Thus, the correct answer captures the essential elements that help both the insurer and insured understand the policy's main provisions.