What is a non-owned auto in a business context?

In a business context, a non-owned auto refers to a vehicle that is not owned, leased, or rented by the business, but may still be used in connection with the business's operations. This definition encompasses various scenarios where employees might use their personal vehicles for business purposes, whether it be for meetings, client visits, or running errands related to their job.

Option C is correct because it accurately captures the essence of non-owned autos, emphasizing that these vehicles are not directly tied to the business's ownership or control. Understanding this concept is crucial for companies to assess their liability exposure and ensure they have appropriate insurance coverage for such situations.

Also, it should be noted that personal vehicles used by employees or those borrowed temporarily fall under this category, leading businesses to seek general liability or a business auto policy that covers non-owned vehicles. Other options, such as those detailing autos owned by partners or leased vehicles, don't align with the definition of non-owned autos in a business context. They address scenarios where vehicles are either directly associated with the business or its stakeholders, which is not what is being defined.