Which of the following is a common type of liability insurance coverage?

General liability insurance is a fundamental type of liability coverage that provides protection against a wide array of claims, including bodily injury, property damage, and personal injury. This coverage is essential for businesses and organizations as it helps safeguard their financial health by covering legal costs and settlements resulting from lawsuits or claims made by third parties.

It specifically addresses risks related to everyday business operations, such as slip-and-fall claims, damage to a client's property, or injuries that occur on the business premises. General liability insurance is crucial for most businesses because it can cover incidents that occur during standard operations, making it a comprehensive solution for managing risk.

The other options do not serve the same broad liability protection purpose. Property damage insurance typically covers damage to physical property rather than liability to others. Process liability insurance, while specific, is not as commonly needed by most businesses as general liability coverage and tends to apply to specific industries or processes. Employee disability insurance focuses on protecting employees' income in the event of an illness or injury and is not a liability coverage for the business itself. Thus, general liability insurance stands out as a widely applicable and critical protection for businesses.