Which type of insurance covers damage from events aside from collisions?

Comprehensive coverage is designed to protect against a wide range of risks that can cause damage to a vehicle, other than collisions. This type of insurance includes coverage for events such as theft, vandalism, natural disasters, falling objects, and animal strikes.

The focus of comprehensive coverage is to provide broader protection beyond what collision coverage offers, which only covers damages resulting from vehicle accidents. Property damage coverage is typically related to bodily injury and property damage liability in an auto insurance context, which does not encapsulate comprehensive risks. Theft insurance is limited specifically to scenarios involving stolen property and does not cover other types of non-collision incidents.

Thus, comprehensive coverage is the correct type of insurance for events that lead to damage apart from vehicular collisions, addressing a more extensive array of potential damages a vehicle might experience.