Who typically requires general liability insurance?

General liability insurance is essential for any business that interacts with clients or customers, making it a fundamental requirement for a wide range of industries. This form of insurance protects businesses from claims involving bodily injury, property damage, personal injury, and other liabilities that may arise during the normal course of operations.

Businesses of all sizes, whether they are large corporations, small enterprises, or non-profit organizations, can be exposed to risks that general liability insurance covers. For instance, a small retail shop serving customers or a service-based business that visits clients on-site both face potential claims that could financially harm them.

This comprehensive protection is not limited to a specific business type or size; hence, understanding that every business interacting with the public needs this type of insurance is crucial to mitigate risks and safeguard against unforeseen events.